Amex KrisFlyer Ascend Review: The Ultimate Guide for Travel Enthusiasts


In the world of travel, the right credit card can make all the difference. Whether it’s earning miles, enjoying travel perks, or accessing airport lounges, a good credit card can elevate your travel experience. One such credit card that has garnered attention from frequent travelers is the Amex KrisFlyer Ascend. In this comprehensive review, we will delve into the features, benefits, and drawbacks of the Amex KrisFlyer Ascend, and explore whether it lives up to the hype.


The Amex KrisFlyer Ascend credit card is a product of American Express, a global leader in the financial services industry. Partnering with Singapore Airlines, one of the world’s most renowned carriers, American Express offers a credit card specifically designed for travelers who frequently fly with Singapore Airlines and its partner airlines. The card is targeted at individuals who want to maximize their miles earning potential and enjoy a range of travel benefits.

Earning Miles

One of the primary attractions of the Amex KrisFlyer Ascend credit card is its generous earning potential for KrisFlyer miles. Cardholders can earn miles not only on their spending with Singapore Airlines, but also on everyday purchases such as groceries, dining, and entertainment. This means that every dollar spent can contribute to accumulating miles which can be used for future travel redemption. Additionally, the card offers bonus miles for specific categories, making it easier for cardholders to accrue miles at an accelerated rate.

Travel Benefits

In addition to earning miles, the Amex KrisFlyer Ascend offers a range of travel benefits designed to enhance the cardholder’s travel experience. These benefits include complimentary airport lounge access, priority check-in and boarding, and travel insurance coverage. The card also provides exclusive discounts and privileges at hotels, restaurants, and travel-related merchants. Furthermore, cardholders receive a complimentary night’s stay at selected Hilton properties each year, making it a sought-after perk for frequent travelers.

Annual Fee and Other Considerations

While the Amex KrisFlyer Ascend boasts an array of attractive features, it’s important to take into account the annual fee and other associated costs. The annual fee for the card is higher compared to standard credit cards, and potential applicants should carefully weigh the benefits against the costs. Additionally, the card comes with a minimum income requirement, so it may not be accessible to everyone. It’s crucial for individuals to assess their spending patterns and travel habits to determine whether the card’s benefits justify the annual fee and income requirement.

Customer Feedback and Reviews

To gauge the card’s performance and customer satisfaction, it’s essential to consider the feedback and reviews from current cardholders. Many cardholders have praised the ease of earning miles and the range of travel benefits provided by the card. The complimentary airport lounge access and travel insurance coverage have been cited as particularly valuable perks. However, some customers have raised concerns about the annual fee and the limited acceptance of American Express compared to other card providers. Overall, the reviews are largely positive, with the card’s benefits outweighing its drawbacks for frequent travelers.

Comparison with Competing Cards

In the competitive landscape of travel credit cards, the Amex KrisFlyer Ascend faces stiff competition from other card providers. It’s essential for potential applicants to compare the features, benefits, and costs of the Amex KrisFlyer Ascend with other leading travel credit cards. Card providers such as Citibank, Chase, and Bank of America offer their own range of travel rewards cards, each with its unique set of benefits. Comparing these cards can help individuals make an informed decision based on their travel preferences and spending habits.


In conclusion, the Amex KrisFlyer Ascend credit card presents an attractive option for frequent travelers who prioritize earning miles and enjoying a range of travel benefits. With its generous miles earning potential, complimentary airport lounge access, and exclusive privileges, the card is well-suited for individuals who frequently fly with Singapore Airlines and its partner airlines. However, the annual fee and income requirement should be carefully evaluated to ensure that the card’s benefits align with the cardholder’s travel needs. Ultimately, the Amex KrisFlyer Ascend is a strong contender in the realm of travel credit cards, offering a compelling suite of features for travel enthusiasts.

In writing this article, I used available information on the internet to provide an in-depth review of the Amex KrisFlyer Ascend credit card, covering its features, benefits, drawbacks, and comparing it with other travel credit cards. I hope this article provides valuable insights for readers who are considering applying for a travel rewards card. If you need further details or information, I would be happy to assist in any way I can.